LiteracywithLateja

Is higher education worth the price? Is a degree really worth the debt that comes with it? These are questions that have been plaguing the minds of college students all over the world, for decades. The answers may vary depending on who you ask, but for the most part, it can be agreed that that degree is not worth the thousands of dollars in student loans. A degree is needed to get a stable job in a career of your choosing, but you have to choose a job that will pay you enough money so that you can pay off the debt you acquired while in pursuit of said job, and still have money left over to actually survive. It is an endless cycle, and a vicious one at that. Imagine you’re told that you have to pursue higher education in order to get a career that pays you a substantial amount of money, but that same money will be used to pay for the education you need to get the job. The alternative to not attending college, though it would save you from debt, is a lot riskier. Imagine not going to co

Financial Literacy is the study of making financially smart and responsible decisions. Being financially literate means knowing how to handle and invest your money using different methods. It also entails the areas of debt, learning how to avoid it, and credit, learning how to get and maintain a good credit score, and savings. As said in the article, Money Matters , by Nicole Kruse, financial literacy should be taught to children at an early age, and this can be achieved by incorporating it into the curriculum. Students learning about finances has proven to be very rewarding. Many students graduate high school and don’t have any idea how to live their adult life. If they were learning about finances earlier, they wouldn’t be clueless on how to manage their money. Your credit score is the biggest influence on your finances, so it is important that you maintain a good score. This three digit score determines if you are eligible to buy a house or a car, or borrow a loan. There is no